The extra pounds, the workouts, we can always improve, don’t you think? Well, the same applies to your home. Carry out the necessary renovation work and include the cost in your mortgage at a lower interest rate than if you took out a separate loan. And do it now because, if you put it off, you know you’ll never get around to it.
I need a mortgage to purchase and renovate a home
With our home purchase and renovation mortgage, make your new home beautiful without having to save up for it. The mortgage that suits your home and you too.
A house feels like a home when you make it your own.
Committed to the environment
A selection of builders to choose from
Maximum mortgage term of 30 years
Pay at your convenience during and after the work
Two-year warranty from the builder
Full financing to buy and renovate your home
Make SUMA a green mortgage if you wish...
Long live the people who add up
With easeSimple processes, where and when you want.
We anticipate your doubts.
With freedomKeep working with your bank or whomever you want.
Personal ManagerA guide to accompany you throughout the process.
Products designed for youTell us what you’re looking for. We’ll work to make it happen.
TransparentLet’s leave the surprises for parties and birthdays.
Digital. Personal.The mortgage you design yourself, to your own specifications.
You can count on us: today, tomorrow and always
Don’t waste time searching the Internet. Internet doesn’t have all the answers. Our Personal Manager does. You decide what, how, where and when, and we’ll adapt to you.
During the process
Our favourite bicycle model is a tandem. You know why? Because we can pedal together, in the same direction. Because it’s what you need during the entire process.
We’ll be with you to the end, and beyond. We forge such strong relationships that if you invite us to your birthday party at the end, we can’t say no :)
INSURANCE WOULD GO GREAT WITH YOUR MORTGAGE
Insure your future with us
We should take care of the things that really matter, don’t you think?
Find a policy that suits your mortgage and lifestyle needs.
INSURANCE AS BIG AS A HOUSE
Home insurance S1
EVERYTHING CHANGES, EVERYTHING STAYS THE SAME
Payment protection insurance S2
BE PREPARED FOR THE ‘JUST IN CASE’
Life insurance S3
Acronyms and jargon are not our thing. We say it in plain language.
APR stands for Annual Percentage Rate and is a financial term that can be defined as the interest rate that indicates the cost or effective yield of a financial product during the term established for the operation.
NIR stands for Nominal Interest Rate It is the percentage applied to the outstanding loan capital to calculate the interest that the borrower has to pay the bank or financial institution for the money lent.
Acronym for ‘European Interbank Offered Rate,’ it is the interest rate at which the main financial institutions lend money to each another on the interbank market. One-year Euribor is the most widely used benchmark rate for variable rate loans, and is published monthly by the Bank of Spain.
Part of the price advanced by the buyer in a contract of sale as a guarantee that they will purchase the property.
Don’t worry – that’s perfectly normal.
Our customers’ opinions
Satisfaction rating given by our customers
Muy contento con el servicio El trato por parte
DE MOMENTO MUY CONTENTO CON EL SERVICIO Y EL GESTOR
Muy contentos y satisfechos especialmente con la profesionalidad y amabilidad
Trato muy correcto Contratación de la hipoteca online sin
El proceso de compra de una vivienda es un poco
Excelente Buscando soluciones siempre disponible ***es un
Forget about our story. What matters is yours!
Our agents are licensed to market Hipotecas.com products as mortgage
S1 Home insurance brokered through Unión de Créditos Inmobiliarios, S.A. E.F.C. Operador Banca Seguros Vinculado, A39025515, marketed with the insurance company Liberty Seguros, compañía de Seguros y Reaseguros, S.A.
S2 Payment protection insurance brokered through Unión de Créditos Inmobiliarios, S.A. E.F.C. Operador Banca Seguros Vinculado, A39025515, marketed with the insurance companies Cardif Assurance Vie, Sucursal España and CNP Partners de Seguros y Reaseguros, S.A.
S3 Life insurance brokered through Unión de Créditos Inmobiliarios, S.A. E.F.C. Operador Banca Seguros Vinculado, A39025515, marketed with the insurance companies Cardif Assurance Vie, Sucursal España and CNP Partners de Seguros y Reaseguros, S.A.
S Insurance brokered through Unión de Créditos Inmobiliarios, S.A. E.F.C. Operador Banca Seguros Vinculado, A39025515, registered with the Directorate-General for Insurance and Pension Funds (DGSFP) under no. OV-0076. Civil liability and financial capacity covered according to current legislation. Insurance companies: Cardif Assurances Risques Divers Suc. España, Santander Seguros y Reaseguros, Compañía Aseguradora, S.A., Caja de Seguros Reunidos, Compañía de Seguros y Reaseguros, S.A. (Caser), Liberty Seguros, Compañía de Seguros y Reaseguros, S.A., CNP Partners de Seguros y Reaseguros, S.A., Cardif Assurance Vie, Sucursal España. For more information, visit the DGSFP’s Single Point of Information at: http://www.dgsfp.mineco.es/