Just a mortgage, nothing else. Simply: your home.
Tailor your mortgage to your needs
We’ve made buying a home easier, more human and more personal.
A home isn’t four walls, it’s a thousand stories.
Capital comes naturally to us.
Learn about mortgage
Discover the steps to find, buy and enjoy your new home.
APR, NIR, Euribor... Don’t be intimidated by the jargon, it’s all explained in our glossary.
Just ask and we’ll answer.
Got questions? Don't worry – that's perfectly normal.
I need a mortgage to build a home
With the Build your own home mortgage you can build your new home and we will also finance the site, if necessary. When no home tickles your fancy... build it from scratch.
‘Real ideas,’ make your ideas real
A lakeside retreat... with sea views... nestled in the mountains... or downtown. Build a home in your chosen location and create your future where and how you want it.
As well as the freedom to choose, we’ll give you the freedom to live as you please. Build your own home and make your project a reality.
Committed to the environment
Maximum mortgage term of 30 years
The loan is paid out in instalments as the works progress
Pay at your convenience while the work is under way and after completion
Make CREA a green mortgage if you wish...
BUILD YOUR OWN HOME / CREA GREEN MORTGAGE
Paint your home’s future sustainable green
Build your home from scratch and make it Green. Make it environmentally friendly and efficient.
Pull a 2 in 1: design your home to your taste and to that of the planet.
Pull a 2 in 1: design your home to your taste and to that of the planet.
Find answers to your questions here...
1. This Green Mortgage... what is it?
A Crea Green mortgage allows you to create your new home with all the benefits of sustainability, which are manifold.
2. Ok, but... what are these benefits?
In a nutshell: they add value to your home, which will increase your chances of selling it in the future.
3. Mmmmmmm... what does A energy efficiency mean?
It’s very simple: it’s a guarantee that your home is well insulated and built with sustainable materials, thus reducing your energy consumption.
If you want more info
Long live the people who add up
With easeSimple processes, where and when you want.
With securityWe anticipate your doubts.
With freedomKeep working with your bank or whomever you want.
Personal ManagerA guide to accompany you throughout the process.
Products designed for youTell us what you’re looking for. We’ll work to make it happen.
TransparentLet’s leave the surprises for parties and birthdays.
Digital. Personal.The mortgage you design yourself, to your own specifications.
You can count on us: today, tomorrow and always
Don’t waste time searching the Internet. Internet doesn’t have all the answers. Our Personal Manager does. You decide what, how, where and when, and we’ll adapt to you.
During the process
Our favourite bicycle model is a tandem. You know why? Because we can pedal together, in the same direction. Because it’s what you need during the entire process.
We’ll be with you to the end, and beyond. We forge such strong relationships that if you invite us to your birthday party at the end, we can’t say no :)
YOUR MORTGAGE LOOKS GOOD WITH AN INSURANCE
Ensure your future with us
The things that really matter should be taken care of, don't you think?
Find an insurance designed for your mortgage and for your life.
INSURANCE AS BIG AS A HOUSE
Home insurance S1
EVERYTHING CHANGES, EVERYTHING STAYS THE SAME
Payment protection insurance S2
BE PREPARED FOR THE ‘JUST IN CASE’
Life insurance S3
SUMA / HOME PURCHASE + RENOVATION MORTGAGE
In a blink of an eye. Turn your house into a home
Don’t call them second-hand houses,
call them homes with potential.
VIVE / HOME PURCHASE MORTGAGE
Just a mortgage, nothing else.
Because what doesn't add up, subtracts.
Take out only what you need.
CREA / BUILD YOUR OWN HOME MORTGAGE
Start building your future, from zero to infinity
We call your ideas ‘real ideas’ because
together we can make them a reality.
Acronyms and jargon are not our thing. We say it in plain language.
APR stands for Annual Percentage Rate and is a financial term that can be defined as the interest rate that indicates the cost or effective yield of a financial product during the term established for the operation.
NIR stands for Nominal Interest Rate It is the percentage applied to the outstanding loan capital to calculate the interest that the borrower has to pay the bank or financial institution for the money lent.
Acronym for ‘European Interbank Offered Rate,’ it is the interest rate at which the main financial institutions lend money to each another on the interbank market. One-year Euribor is the most widely used benchmark rate for variable rate loans, and is published monthly by the Bank of Spain.
Part of the price advanced by the buyer in a contract of sale as a guarantee that they will purchase the property.
Time + Excitement + People + Trust + Digital + Dreams = Our formula for success
If only I could. Wait... Maybe I can
Our customers’ opinions
Satisfaction rating given by our customers
Muy contentos con la gestion y la atención de Germán
Sí todo el proceso ha tenido mucha información
si estamos contentos con el servicio Aconsejable 100% se
Mi experiencia con el servio a sido muy cercana
We had a very good and trustful contact with our
Mi experiencia con David ha sido inmejorable Ha demostrado
Introducing the SUMA product: Buy a house and make it your home
In our quest to continue working to provide bespoke financial solutions to all our customers, at Hipotecas.com we are pleased to present the new SUMA product: the first mortgage that combines the purchase and renovation of a home under the same loan.
What is the Bono Social Eléctrico?
The Bono Social Eléctrico is a scheme introduced by the government whereby vulnerable consumers (single-parent or large families, victims of terrorism and pensioners, among others) receive a discount on their electricity bill. The discount applied varies...
YOUR HOME AND YOU
5 tips for creating a productive workspace at home
The situation caused by the pandemic has changed our lives in many ways and, when we least expected it, we were confronted with a new reality: remote working entered our lives and, for many of us, it is here to stay.
Our agents are licensed to market Hipotecas.com products as mortgage
S1 Home insurance brokered through Unión de Créditos Inmobiliarios, S.A. E.F.C. Operador Banca Seguros Vinculado, A39025515, marketed with the insurance company Liberty Seguros, compañía de Seguros y Reaseguros, S.A.
S2 Payment protection insurance brokered through Unión de Créditos Inmobiliarios, S.A. E.F.C. Operador Banca Seguros Vinculado, A39025515, marketed with the insurance companies Cardif Assurance Vie, Sucursal España and CNP Partners de Seguros y Reaseguros, S.A.
S3 Life insurance brokered through Unión de Créditos Inmobiliarios, S.A. E.F.C. Operador Banca Seguros Vinculado, A39025515, marketed with the insurance companies Cardif Assurance Vie, Sucursal España and CNP Partners de Seguros y Reaseguros, S.A.
S Insurance brokered through Unión de Créditos Inmobiliarios, S.A. E.F.C. Operador Banca Seguros Vinculado, A39025515, registered with the Directorate-General for Insurance and Pension Funds (DGSFP) under no. OV-0076. Civil liability and financial capacity covered according to current legislation. Insurance companies: Cardif Assurances Risques Divers Suc. España, Santander Seguros y Reaseguros, Compañía Aseguradora, S.A., Caja de Seguros Reunidos, Compañía de Seguros y Reaseguros, S.A. (Caser), Liberty Seguros, Compañía de Seguros y Reaseguros, S.A., CNP Partners de Seguros y Reaseguros, S.A., Cardif Assurance Vie, Sucursal España. For more information, visit the DGSFP’s Single Point of Information at: http://www.dgsfp.mineco.es/