We’re interested, yes. Interested in you and your project

  • Fixed Rate

    "Let the good times continue"
    Your 10- to 30-year fixed rate mortgage
    • Fixed 10 T1

      • Type
        2.090%
      • APR
        2.158%
    • Fixed 20 T2

      • Type
        2.790%
      • APR
        2.852%
    • Fixed 30 T3

      • Type
        2.990%
      • APR
        3.050%
  • Mixed Rate

    ‘Evolves with your lifestyle’
    From 3 to 25 years at a fixed interest rate. The rest at a variable rate up to 30 years
    • Mixed 10 T4

      • Type
        2.390%
      • Euribor
        *
        +
        0.990%
      • APR
        Variable
        2.437%
    • Mixed 15 T5

      • Type
        2.490%
      • Euribor
        *
        +
        0.990%
      • APR
        Variable
        2.540%
    • Mixed 20 T6

      • Type
        2.790%
      • Euribor
        *
        +
        0.990%
      • APR
        Variable
        2.847%
  • Variable Rate

    ‘It changes, just like you do’
    1 or 2 years at a fixed interest rate and the rest at a variable rate up to 30 years
    • Variable 1 T7

      • Type
        2.890%
      • Euribor
        *
        +
        1.590%
      • APR
        Variable
        2.950%
    • Variable 2 T8

      • Type
        2.590%
      • Euribor
        *
        +
        1.390%
      • APR
        Variable
        2.642%

*During the variable period, the rate will be reviewed every six months based on the latest Euribor published prior to the review date.

Product
VIVE MORTGAGE / HOME PURCHASE MORTGAGE
Just a mortgage, nothing else.

Because what doesn't add up, subtracts.
Take out only what you need.

We can find a solution that suits you.

Check out some of them.

Product
SUMA / HOME PURCHASE + RENOVATION MORTGAGE
In a blink of an eye. Turn your house into a home

Don’t call them second-hand houses,
call them homes with potential.

Product
CREA / BUILD YOUR OWN HOME MORTGAGE
Start building your future, from zero to infinity

We call your ideas ‘real ideas’ because
together we can make them a reality.

INSURANCE WOULD GO GREAT WITH YOUR MORTGAGE

Insure your future with us

We should take care of the things that really matter, don’t you think?
Find a policy that suits your mortgage and lifestyle needs.

  • INSURANCE AS BIG AS A HOUSE

    Home insurance S1

  • EVERYTHING CHANGES, EVERYTHING STAYS THE SAME

    Payment protection insurance S2

  • BE PREPARED FOR THE ‘JUST IN CASE’

    Life insurance S3

Long live the people who add up

  • With ease

    Simple processes, where and when you want.
  • With security


    We anticipate your doubts.
  • With freedom

    Keep working with your bank or whomever you want.
  • Personal Manager

    A guide to accompany you throughout the process.
  • Products designed for you

    Tell us what you’re looking for. We’ll work to make it happen.
  • Transparent

    Let’s leave the surprises for parties and birthdays.
  • Digital. Personal.

    The mortgage you design yourself, to your own specifications.
  • Time + Excitement + People + Trust + Digital + Dreams = Our formula for success

  • Simulador
    MORTGAGE CALCULATOR

    If only I could. Wait... Maybe I can

Acronyms and jargon are not our thing. We say it in plain language.

  • APR stands for Annual Percentage Rate and is a financial term that can be defined as the interest rate that indicates the cost or effective yield of a financial product during the term established for the operation.
  • NIR stands for Nominal Interest Rate It is the percentage applied to the outstanding loan capital to calculate the interest that the borrower has to pay the bank or financial institution for the money lent. 
  • Acronym for ‘European Interbank Offered Rate,’ it is the interest rate at which the main financial institutions lend money to each another on the interbank market. One-year Euribor is the most widely used benchmark rate for variable rate loans, and is published monthly by the Bank of Spain.
  • Part of the price advanced by the buyer in a contract of sale as a guarantee that they will purchase the property.

Got questions?

Don’t worry – that’s perfectly normal.

BUY A HOME IN SPAIN EVEN IF YOU LIVE ABROAD

Are you the sun and terrace kind, or more popcorn and home cinema?

At Hipotecas.com, we don’t care what you’re like. The important thing is to be yourself, which is why we look for homes that are the right match. Because a home isn’t four walls, it’s a thousand stories.

Our agents are licensed to market Hipotecas.com products as mortgage brokers.
 
S1 Home insurance brokered through Unión de Créditos Inmobiliarios, S.A. E.F.C. Operador Banca Seguros Vinculado, A39025515, marketed with the insurance company Liberty Seguros, compañía de Seguros y Reaseguros, S.A.

S2 Payment protection insurance brokered through Unión de Créditos Inmobiliarios, S.A. E.F.C. Operador Banca Seguros Vinculado, A39025515, marketed with the insurance companies Cardif Assurance Vie, Sucursal España and CNP Partners de Seguros y Reaseguros, S.A.

S3 Life insurance brokered through Unión de Créditos Inmobiliarios, S.A. E.F.C. Operador Banca Seguros Vinculado, A39025515, marketed with the insurance companies Cardif Assurance Vie, Sucursal España and CNP Partners de Seguros y Reaseguros, S.A.

S Insurance brokered through Unión de Créditos Inmobiliarios, S.A. E.F.C. Operador Banca Seguros Vinculado, A39025515, registered with the Directorate-General for Insurance and Pension Funds (DGSFP) under no. OV-0076. Civil liability and financial capacity covered according to current legislation. Insurance companies: Cardif Assurances Risques Divers Suc. España, Santander Seguros y Reaseguros, Compañía Aseguradora, S.A., Caja de Seguros Reunidos, Compañía de Seguros y Reaseguros, S.A. (Caser), Liberty Seguros, Compañía de Seguros y Reaseguros, S.A., CNP Partners de Seguros y Reaseguros, S.A., Cardif Assurance Vie, Sucursal España. For more information, visit the DGSFP’s Single Point of Information at:  http://www.dgsfp.mineco.es/


  • With clear explanations and large print.

  • Person-to-person. Leave your details today, and we’ll call you tomorrow.

  • Tailored to your circumstances, the mortgage that fits like a glove.