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About hipotecas.com

How we work and what we offer


We are the online financing channel of Unión de Créditos Inmobiliarios, the UCI Group, a credit institution authorised and supervised by the Bank of Spain. At the start, our mortgage lending channel was the estate agent network. However, in 2001, in our quest to innovate, we decided to create a new channel to offer our services in a more direct and interactive way. And so Hipotecas.com, our online financing channel, was born.

Our goal is to finance homes through the provision and management of responsible loans tailored to the needs and characteristics of each customer.

We offer bespoke products tailored to your needs; discover all the options here.



COMPRAYREFORMA / HOME PURCHASE + RENOVATION MORTGAGE

In a blink of an eye. Turn your house into a home

Don’t call them second-hand houses, call them homes with potential.

Discover the SUMA Mortgage
VIVE / HOME PURCHASE MORTGAGE

Just a mortgage, nothing else.

Because what doesn't add up, subtracts. Take out only what you need.

Discover the VIVE Mortgage

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CREA / BUILD YOUR OWN HOME MORTGAGE

Start building your future, from zero to infinity

We call your ideas ‘real ideas’ because together we can make them a reality.

Discover the CREA Mortgage

  • Time + Excitement + People + Trust + Digital + Dreams = Our formula for success

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    MORTGAGE CALCULATOR

    If only I could. Wait... Maybe I can

    Try our mortgage calculator

  • With clear explanations and large print.

  • Person-to-person. Leave your details today, and we’ll call you tomorrow.

  • Tailored to your circumstances, the mortgage that fits like a glove.

Let's talk

We are available to answer all your questions.

By completing this form on Hipotecas.com, you are contacting Unión de Créditos Inmobiliarios (UCI), the entity responsible for this service.

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Data controller: Unión de Créditos Inmobiliarios SA EFC (UCI). Contact the UCI Data Protection Officer: dpo@uci.com. Purposes and legal basis: With your consent, UCI will process your data to manage your requests, provide you with information about our products and services, and understand your opinions. Retention period: We will retain your data for as long as necessary to fulfill these purposes. Once this period has been completed, UCI will block it and make it available only to the competent public authorities. Communication to third parties: UCI may contract third-party service providers who will have access to your personal data, processing it solely for the purposes described, always on behalf of UCI. Rights: You may exercise your rights of access, rectification, erasure, objection, restriction of processing, data portability, and the right to revoke your consent by writing to "privacidad@uci.com" or by mail to Apt. de Correos 1160, 28080 Madrid. You may also file a complaint with the Spanish Data Protection Agency (AEPD) at www.aepd.es. How we obtain your data: UCI has obtained your data through forms or applications that you may have completed on one of our websites, in interviews and conversations with our sales representatives, or through third-party companies (e.g., real estate portals) with which UCI has collaboration agreements. In all cases, this information is collected with your prior consent and with your knowledge and consent. You can obtain more information about the processing of your personal data and how to exercise your rights by consulting our Data Protection Policy . By clicking the submit button below, I declare that I have read and accept the terms and conditions. the previous information on Data Protection.


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Let’s talk

We’re here to answer any questions you may have

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UCI ("Unión de Créditos Inmobiliarios S.A. E.F.C.") will process the personal data provided through this form in order to manage your contact request, provide you with information about our products and services, and to know your opinion about them, legitimised by the consent granted by sending this form. We will not store or use the data for any other purpose or disclose them to anyone else (unless we are legally obliged to do so). You can find out more about how we protect your privacy, and how to exercise your rights, download our Data Protection Policy. By clicking the Send button you state that you have read and accepted our Data Protection.


This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.