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Our mortgages
If no two houses are the same, then why should all mortgages be? At UCI, we adjust the finance to your project.
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Rehabilitation of homes and buildings
We finance the rehabilitation of homes and buildings, as part of a drive to decarbonise housing stock.
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Other specialised financial products
Customised finance solutions.
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Real estate
We offer products and services adapted to your needs and those of your clients.
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Rehabilitation Business
Transforming towns and cities, making them sustainable and resilient
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Financial consultants
We surround ourselves with excellent professionals raising finance for our clients’ homes on a daily basis.
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General Information
Institutional information and corporate events
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Financial-economic information
Relevant annual company report
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Issuance
Securitisations
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Corporate Governance and Remunerations Policy
Governance Structure, Risk Management and Compliance
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Other policies
Other corporate documents
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ESG the cornerstone of our commitment
The future will be sustainable, or it will not
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Environment
We promote a sustainable transition through finance.
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Social
People and our connections to them when we grow our business sustainably.
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Good governance
A governance structure that enables us to define a framework for ethical, responsible and transparent action.
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Other policies, codes and standards
Compulsory information in accordance with regulations
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Get to know us
We promote sustainable transition through finance.
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Talent
We want to be a place where you feel at home.
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Press Room
A home is filled with shared stories. Here we tell you ours.
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SUMA MORTGAGE PURCHASE + REFORM
Buy a house and make it your home
Purchase and reform, all in one mortgage.
Turn a second-hand house into a brand new one.
Renovate that bathroom or that kitchen, making it brand new and just how you want it.
Increase the options in your house search by looking for one you can renovate.
Turn a second-hand house into a brand new one.
Renovate that bathroom or that kitchen, making it brand new and just how you want it.
Increase the options in your house search by looking for one you can renovate.
SUMA Mortgage... renovate the house and make it your own
We finance the cost of the purchase + the construction work in a single mortgage loan
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Maximum mortgage term of 30 years -
Receive the purchase amount and up to 30% of the reform budget on signature -
Receive the rest of the amount as the renovation progresses. A surveyor will certify the progress of the construction work -
Interest-only while the renovation lasts. For a maximum of 12 months -
Choose your own builder. If you have one that you trust... Go for it! -
Talk to our commercial team about how to convert your Suma mortgage to Green
Call us and find out how we can help you build your home and resolve any queries!
SUMA Green Mortgage
Purchase + Reform in a single loan. If you improve energy efficiency by 30% according ot your final your energy certificate, you will be eligible for a SUMA Green mortgage. Consults us.