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Our mortgages
If no two houses are the same, then why should all mortgages be? At UCI, we adjust the finance to your project.
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Rehabilitation of homes and buildings
We finance the rehabilitation of homes and buildings, as part of a drive to decarbonise housing stock.
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Other specialised financial products
Customised finance solutions.
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Real estate
We offer products and services adapted to your needs and those of your clients.
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Rehabilitation Business
Transforming towns and cities, making them sustainable and resilient
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Financial consultants
We surround ourselves with excellent professionals raising finance for our clients’ homes on a daily basis.
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General Information
Institutional information and corporate events
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Financial-economic information
Relevant annual company report
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Issuance
Securitisations
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Corporate Governance and Remunerations Policy
Governance Structure, Risk Management and Compliance
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Other policies
Other corporate documents
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ESG the cornerstone of our commitment
The future will be sustainable, or it will not
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Environment
We promote a sustainable transition through finance.
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Social
People and our connections to them when we grow our business sustainably.
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Good governance
A governance structure that enables us to define a framework for ethical, responsible and transparent action.
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Other policies, codes and standards
Compulsory information in accordance with regulations
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Get to know us
We promote sustainable transition through finance.
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Talent
We want to be a place where you feel at home.
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Press Room
A home is filled with shared stories. Here we tell you ours.
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Other specialist financial products
Insure your future with us
The things that are really important should be well looked after, don’t you agree?
Find the right insurance for your mortgage and for your life.
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GUARANTEE THE SIZE OF A HOUSE
Home insurance
We offer insurance with fully comprehensive and innovative cover for the purchase of your home. Discover which one best suits your situation.
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EVEN IF EVERYTHING CHANGES, NOTHING WILL CHANGE
Payment protection insurance
Protect the payment of your mortgage in the event of involuntary loss of employment or temporary incapacity, based on your professional profile.
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COVERS THE INSTALMENTS JUST IN CASE
Life insurance
Your family comes first, so take out an insurance that covers the capital insured in case something unexpected happens such as incapacity or death.
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FEEL AT EASE WHEN YOU ARE FAR AWAY
Insurance for non-residents
We offer life and home insurance.
Our agents are qualified to sell uci.com products as Property Credit brokers. All the insurance policies are managed by UNIÓN DE CRÉDITOS INMOBILIARIOS S.A, EFC, OBSV, a Spanish company with tax ID (NIF) A39025515 and registered offices at Calle Amaltea 32, 1ª planta, 28045 Madrid. Registered in the DGSFP Special Register, with number OV-0076 in volume 4071, section 8, page number 67739, entry 23. The broker has Professional Civil Liability Insurance and financial capacity in accordance with current legislation.
The insurance policies brokered by UNIÓN DE CRÉDITOS INMOBILIARIOS S.A., E.F.C., Operador Banca Seguros Vinculado, are managed by the following insurance companies:- - SANTANDER Seguros y Reaseguros, Compañía Aseguradora, S.A. Av. de Cantabria, S/N. 28660, Madrid). TAX ID (CIF): A46003273 Registered in the Administrative Register of the Directorate General for Insurance and Pension Funds with the key C0037, for life insurance and absolute permanent incapacity and home insurance.
- - CARDIF Assurance Vie, Spanish Branch. Calle de Emilio Vargas, 4, 3ª Planta, 28043, Madrid. TAX ID: W0012421D. Registered in the Administrative Register of the Directorate General for Insurance and Pension Funds with the key E0129, for life insurance and absolute permanent incapacity and home insurance.
- - CARDIF Assurances Risques Divers, Spanish Branch. Calle de Emilio Vargas, 4, 3ª Planta, 28043, Madrid. W0012420F. Registered in the Administrative Register of the General Officie of Insurance and Pension Funds with the key E0130, for temporary incapacity and unemployment and home insurance.
- - MEDVIDA Partners de Seguros y Reaseguros, S.A. (Sociedad Unipersonal) Carrera de San Jerónimo, 21, 28014, Madrid. TAX ID: 28534345. Registered in the Administrative Register of the General Officie of Insurance and Pension Funds with the key C0559-G0001, for life insurance and absolute permanent incapacity and temporary incapacity and unemployment insurance.
- - LIBERTY Seguros, Compañía de Seguros y Reaseguros, S.A. Paseo de las Doce Estrellas, 4, 28042, Madrid. TAX ID: A48037642. Registered in the Administrative Register of the Directorate General for Insurance and Pension Funds with the key C0467-G0056, for home insurance.
- - CAJA DE SEGUROS REUNIDOS, Compañía de Seguros y Reaseguros, S.A. (CASER), Avenida de Burgos, 109, 28050, Madrid. TAX ID A 28013050. Registered in the Administrative Register of the Directorate General for Insurance and Pension Funds with the key C0031, for life insurance and absolute permanent incapacity and home insurance.
- - ZURICH VIDA, Compañía de Seguros y Reaseguros, S.A. Paseo de las Doce Estrellas, 22, 28046, Madrid. A08168213. Registered in the Administrative Register of the Directorate General for Insurance and Pension Funds with the key C0039, for life insurance and absolute permanent incapacity.