-
-
Our mortgages
If no two houses are the same, then why should all mortgages be? At UCI, we adjust the finance to your project.
-
Rehabilitation of homes and buildings
We finance the rehabilitation of homes and buildings, as part of a drive to decarbonise housing stock.
-
Other specialised financial products
Customised finance solutions.
-
-
-
Real estate
We offer products and services adapted to your needs and those of your clients.
-
Rehabilitation Business
Transforming towns and cities, making them sustainable and resilient
-
Financial consultants
We surround ourselves with excellent professionals raising finance for our clients’ homes on a daily basis.
-
-
-
General Information
Institutional information and corporate events
-
Financial-economic information
Relevant annual company report
-
Issuance
Securitisations
-
Corporate Governance and Remunerations Policy
Governance Structure, Risk Management and Compliance
-
Other policies
Other corporate documents
-
-
-
ESG the cornerstone of our commitment
The future will be sustainable, or it will not
-
Environment
We promote a sustainable transition through finance.
-
Social
People and our connections to them when we grow our business sustainably.
-
Good governance
A governance structure that enables us to define a framework for ethical, responsible and transparent action.
-
Other policies, codes and standards
Compulsory information in accordance with regulations
-
-
-
Get to know us
We promote sustainable transition through finance.
-
Talent
We want to be a place where you feel at home.
-
Press Room
A home is filled with shared stories. Here we tell you ours.
-
Sala de prensa
Lorem ipsum
Lorem ipsum dolor sit amet, consectetur adipiscing elit.
-
Lorem ipsumLorem ipsum dolor sit amet, consectetur adipiscing elit.
Acronyms and jargon are not our thing. We say it in plain language.
-
APR stands for Annual Percentage Rate and is a financial term that can be defined as the interest rate that indicates the cost or effective yield of a financial product during the term established for the operation.
-
NIR stands for Nominal Interest Rate It is the percentage applied to the outstanding loan capital to calculate the interest that the borrower has to pay the bank or financial institution for the money lent.
-
Acronym for ‘European Interbank Offered Rate,’ it is the interest rate at which the main financial institutions lend money to each another on the interbank market. One-year Euribor is the most widely used benchmark rate for variable rate loans, and is published monthly by the Bank of Spain.
-
Part of the price advanced by the buyer in a contract of sale as a guarantee that they will purchase the property.