Crea Mortgage

Build you home from scratch, period.

Do you already have the land? Then let's get to work!
• Grace period of up to 24 months!
• For first or second home!
• The loan is delivered by provisions
• Variable, mixed or fixed rate

Do you want to know more?

Tell our experts what your home project is and they will walk you through the process of financing your home from the ground up.
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Responsible: Unión de Créditos Inmobiliarios SA EFC (UCI). Contact with the UCI Data Protection Delegate: dpo@uci.com. Purposes and legal basis: With your consent, UCI will process your data to manage your requests, provide you with information about our products and services, and know your assessment of them. Conservation time: We will keep your data for as long as it is necessary to fulfill said purposes. Once completed, UCI will proceed to block them, keeping them only at the disposal of the competent Public Administrations. Communication to third parties: UCI may contract third-party service providers who will have access to your personal data, processing them only for the purposes described, always on behalf of UCI. Rights: You can exercise your rights of access, rectification, deletion, opposition, limitation, portability, as well as the revocation of the consent given, by writing to the email "privacidad@uci.com", or by postal mail to the Post Office 1160, 28080 -Madrid. You can also file your claim with the AEPD at www.aepd.es. How we obtain your data: UCI has obtained your data through forms or requests that you may have completed on one of our websites, in interviews and conversations with our sales representatives, or through third-party companies (for example, real estate portals) with which UCI maintains collaboration agreements. In all cases, with your knowledge, and prior consent for the treatment thereof. You can obtain more information about the processing of your personal data, and how to exercise your rights, by consulting our our Data protection Policy. By clicking on the submit button below, I declare that I have read and accept the above information on Data Protection.

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  • No, as a general rule you should already own the land.
  • It must have a minimum value of €100,000 and be on urban land, that is to say, you cannot build your home on rustic land. For more details about the requirements, please contact our team.
  • No. To sign your self-build home mortgage, it is necessary to have the corresponding urban planning permits (municipal building license, construction, installations and works tax (ICIO), deposit, technology) and their respective letters of payment.
  • It is a self-build home mortgage, that is to say, it allows you to build your house from scratch on your land. Unlike other mortgages, the entire loan is not given in a single installment, but is given by dispositions as the work progresses.

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    Simple processes, where and when you want.

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    Keep working with your bank or whomever you want.

  • With security

    We anticipate your doubts.