This calculation is based on the data provided by the user and the results will vary depending on the data entered in each query. The operation is subject to the approval of the financial institution and does not constitute a binding contract offer by Unión de Créditos Inmobiliarios, S.A., Establecimiento Financiero de Crédito (UCI). UCI shall not be liable for any direct or indirect damage or injury caused to the user as a result of using this simulation in decision-making. A mortgage loan transaction with a term of 30 years was taken as a reference for this calculation. The sum of the applicant’s age and term of the loan cannot exceed 75 years. The applicant must be resident in Spain and the mortgage used to purchase their main residence.
 

INSURANCE WOULD GO GREAT WITH YOUR MORTGAGE

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We should take care of the things that really matter, don’t you think?
Find a policy that suits your mortgage and lifestyle needs.

  • INSURANCE AS BIG AS A HOUSE

    Home insurance S1

  • EVERYTHING CHANGES, EVERYTHING STAYS THE SAME

    Payment protection insurance S2

  • BE PREPARED FOR THE ‘JUST IN CASE’

    Life insurance S3

Acronyms and jargon are not our thing. We say it in plain language.

  • APR stands for Annual Percentage Rate and is a financial term that can be defined as the interest rate that indicates the cost or effective yield of a financial product during the term established for the operation.
  • NIR stands for Nominal Interest Rate It is the percentage applied to the outstanding loan capital to calculate the interest that the borrower has to pay the bank or financial institution for the money lent. 
  • Acronym for ‘European Interbank Offered Rate,’ it is the interest rate at which the main financial institutions lend money to each another on the interbank market. One-year Euribor is the most widely used benchmark rate for variable rate loans, and is published monthly by the Bank of Spain.
  • Part of the price advanced by the buyer in a contract of sale as a guarantee that they will purchase the property.

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Our agents are licensed to market Hipotecas.com products as mortgage brokers.
 
S1 Home insurance brokered through Unión de Créditos Inmobiliarios, S.A. E.F.C. Operador Banca Seguros Vinculado, A39025515, marketed with the insurance company Liberty Seguros, compañía de Seguros y Reaseguros, S.A.

S2 Payment protection insurance brokered through Unión de Créditos Inmobiliarios, S.A. E.F.C. Operador Banca Seguros Vinculado, A39025515, marketed with the insurance companies Cardif Assurance Vie, Sucursal España and CNP Partners de Seguros y Reaseguros, S.A.

S3 Life insurance brokered through Unión de Créditos Inmobiliarios, S.A. E.F.C. Operador Banca Seguros Vinculado, A39025515, marketed with the insurance companies Cardif Assurance Vie, Sucursal España and CNP Partners de Seguros y Reaseguros, S.A.

S Insurance brokered through Unión de Créditos Inmobiliarios, S.A. E.F.C. Operador Banca Seguros Vinculado, A39025515, registered with the Directorate-General for Insurance and Pension Funds (DGSFP) under no. OV-0076. Civil liability and financial capacity covered according to current legislation. Insurance companies: Cardif Assurances Risques Divers Suc. España, Santander Seguros y Reaseguros, Compañía Aseguradora, S.A., Caja de Seguros Reunidos, Compañía de Seguros y Reaseguros, S.A. (Caser), Liberty Seguros, Compañía de Seguros y Reaseguros, S.A., CNP Partners de Seguros y Reaseguros, S.A., Cardif Assurance Vie, Sucursal España. For more information, visit the DGSFP’s Single Point of Information at:  http://www.dgsfp.mineco.es/


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  • Person-to-person. Leave your details today, and we’ll call you tomorrow.

  • Tailored to your circumstances, the mortgage that fits like a glove.